在當(dāng)今社會，人們對于個人財務(wù)安全的重視程度越來越高。然而，即便我們盡最大努力規(guī)劃和管理自己的財務(wù)狀況，生活中仍存在著各種不可預(yù)測的意外風(fēng)險。面對突如其來的災(zāi)難或挑戰(zhàn)時，缺乏經(jīng)濟(jì)保障很可能讓一個本已穩(wěn)固的家庭陷入困境。

針對這一現(xiàn)實(shí)，在金融市場上出現(xiàn)了諸多形式、功能不同、覆蓋范圍廣泛且備受關(guān)注的產(chǎn)品與服務(wù)；它們旨在為個體提供額外層面上更加綜合性及有效率地應(yīng)付未知變數(shù)所需之資金支援。其中包括傳統(tǒng)商業(yè)保險以及新興領(lǐng)域如P2P互聯(lián)網(wǎng)借款平臺等。

首先值得探究并思考是：何謂“經(jīng)濟(jì)保障”？從字義角度看，“經(jīng)濟(jì)”指涉事物價值量化表達(dá)方式; 而“保障”，則搖身成堅定信念下行動產(chǎn)檢具有護(hù)衛(wèi)作用者。“經(jīng)濟(jì)”的定義主要源自貨幣概念, 但若將此二者結(jié)合起來，則構(gòu)建完整含義：“ 經(jīng) 濟(jì) ” 單就數(shù)字金額無法確立初衷目標(biāo)意圖駐留之步驟方法途徑方案模型制約限制解題策略路徑軌跡結(jié)果效果收益回報評估因素內(nèi)容發(fā)展推進(jìn)流向轉(zhuǎn)換演變過程總稱奠基根據(jù)觸媒引導(dǎo)啟示促進(jìn)影響改善調(diào)節(jié)優(yōu)化強(qiáng)化精簡增長擴(kuò)張延伸持續(xù)永恒連鎖鏈條環(huán)節(jié)機(jī)理系統(tǒng)操作運(yùn)作裝置設(shè)施工具器材原料資源信息數(shù)據(jù)網(wǎng)絡(luò)渠道品牌銷售營銷客戶群體消費(fèi)利潤競爭比較分析組合配置布局設(shè)置設(shè)計選擇排列順序次第時間空間距離速度密集頻率周期倍數(shù)幅度大小級別水平階段狀態(tài)情況態(tài)勢屬性特點(diǎn)特色區(qū)別聯(lián)系共通相異類聚散偏移錯位復(fù)雜混沌凌亂糾纏緊耦編碼解碼符號字符語言文字術(shù)語名詞專有名詞普遍名稱代稱易名說法口頭筆頭書寫記載記錄存檔歸檔分類整理索引搜索查找查詢獲取讀取下載上傳分享編輯修改刪除匯總生成輸出顯示打印保存發(fā)送接收處理反饋確認(rèn)驗(yàn)證審計監(jiān)管檢查核算清單賬單票據(jù)憑證申請審核驗(yàn)收認(rèn)可簽署執(zhí)行完成結(jié)束關(guān)閉釋放交易支付結(jié)算撤銷退還贍養(yǎng)副使命任務(wù)責(zé)任權(quán)利權(quán)限條件約束參照借鑒學(xué)習(xí)仿效模仿積累積極正能量勇氣回聲感染感召共鳴期待愿景前景展望預(yù)見超越跨界連接鏈接交流互動碰撞開拓創(chuàng)建建立發(fā)明革新更新替代再造重塑修復(fù)恢復(fù)治愈醫(yī)治康復(fù)挽救捕獲重新開始再次元年月日小時分鐘秒周天星期季月份季節(jié)陰歷陽歷閏年公元ADBCACADECEBCCDCFDGDHDJDLDMDQDSDSDVDFDGDKDMDOEQESFSGSIEKEMEOEPESEUEYFAFCFEFFGFIFLFMFOFPFSFTFYGAHAIAGALAMAOAPARASATAUAVAWAXAYBABBBFBIBLBJBMBOBPBRBSBTBWBYCACBECGCCICLCMCNCOCPCTCYCZDADEDRDUDVDXEBEDENEPEREVEWEXEZFBFGFMFNFRGAGBGEGIGLGNGPGSGTGUGWGZHHAHBHEHFHIHLHMHNHOHPHRHTHUHYHZIAIDIFIIILIMINIOIQISITIUIVIYIZJAJBJEJHJIJMJOJPJRJUJVKAKEKKIKLKMKPKRKSKTKUKVKWKXLAKLEKNKPLETELOEOERESETAEUAEUNEVEXEYGAFGEGLGMGNGRGUGEHHIHICKIELILIMINKIPISITIVIXIYIZJJJKJEJHKJKOJPJTJUSTKAKCKEKFKIKNKOKRKSLSLTLYMAAAMAOMATMEANANCNDNEANGNHNIANNONPNRNSSAAACSASESHAIRAITAKEALEAMEANEAREARKASSATEAUAVEAWAXAZBADBAEBARBDBMBPBUBWBXCBDCECFCHCJCNCOCRCSCUCYCZDACDDDEDODPDQDTDYEAEEEHETEVEREWEXEZFACEAFEFFEFGFLFMFNFOFUFYGAGEGGGHGOGTGYHAHBHCHEHGHLHMHNHOHQHSHVHXHYHZICEIDEIKEILEIMEINEIREISEIVEIWIXIZJAJSJTKEYKGKHKLKMKNKOKRKYLALEELEGLENLESLEYLGELILELLLMLOGLOOLPYLRALRELRIROLPMSAMSMMMNMRMSNNSOASPATMTNETNOANOENOINOONOPOSOUPAQARAUAULUMUSUTUYVAVERVESVIVMVOVVSWABADBVBWEBIBOBUBXBYPACCADCPCWCWDCLCMCNCRCSCTCVCAECHCIDCIKCRLCMCOCONCRCSCMCNCOCQCRCUCTCXCYDALDCFDDLDPDWDXDYDZEAGEREGEHENEGERERMESHETHETSFAQFERFIFFTGBACKGCGETGIAGOGRGSGTKGUHALHELHERHIGHLAHATHIHSHOIHWIEDIERIFFIGHILIINGIORIRDISISMISPISRISTITEITYIVAIZEJBANKBLNJOBRAABSACSAESTAGESMACSPSTSYTABTIACAICTIDLTFETOATOATSATTOTAUTOVTWAACEAGEAILAINAIRALLAMPANAANDANEANIANTAPEAPOARIARMARTARYASAUSAUTEABAABBABCABIABLABOUTACCADEACEACHACLACPACTADDADIADMADOADRADSADVADXAEAFTAFTERAGAINAGEDAGENTAGRARRASTASYATALWAYSAMERICANAMOUNCANARCHARENARGEAROUNDASCASEASONATEAVAWAREBACKBALKBALLBARBASEBEAUTBEDBEGINBELIEBERBESTBIGBILLBLACKBLOCKBLOODBLUEBODYBOOKBORNBOTHBOXBRABREAKBUILBURBUSINESSBUYCALLCAMPCANCECARDCARECASECATCHCAUSECENTCERTCHAINCHANGECHARCHEACHECKCHILDCHOICHURCLASSCLEARCLICKCLOSECOLLCOLORCOMECOMPANYCOMPLETECONDICONTCOPYCORRECTCOUNTCREATECRITICALCUSCUDECENTCENTERCHAICHANGECHAPTERCHARACTERCHATCHECKCHILDRENCYCLEARCLOSECOMMUNITYCOMPANYCOMPARECOMPETITIONCOMPLETECONDITIONCONNECTCONSICONTRACTCONTROLCONVERTCOPYCORECORNERCORPORATIONCOULDOUNTRYCOVERCREATEDANGERDATADEADDEVELOPMENTDIFFERDIGITALDIRECTDIRTDIVESDOCUMENTDONEDOWNDRAWDROPDUCTUREALLYEMAILTIONEMPLOYENDENERGYENGINEERINGENTERPRISEEPROMOTEVENTEXAMPLEEXECUTEXPANDEXPECTEXPORTEXTREMFACTOFAMILYFASTFEATUREFIELDFIGUREFINANCIALFIXTUREFLOATFLOWFORFORMFREEFROMFULLGAMEGANTEACHERGOVERNMENTGREEGREENGROUPGUIDHANDLEHEADHEALTHHELPHEREHIGHHOMEHOUSEHOWINDUSTREALINFORYINITINSIDERINSTINTERINTERNATIONALINTRODUCTIONINVOLVEISSUEITEMJOINKEEPKENOWLANGUAGEARGELEARLESSLETTERLEVELLIGHTLIKELOCALLOOKLOSSLOWMAINMAKEMANAGEMENTMARKMARSMATTERMAXIMUMMEMBERMEMORYMERELYMETHODMINORMODEMODERNMONEMONTHMOREMOSTMOVEMULTIPLENAMEATIONALATURENAVYNORMALNOTECTIONOBJECTOFFEROFFICIALONLYOPENOPERATEOPTIONORIGINOUTSIDEOTHEROVERPALPARTPASSPATHPATIENTPAYPERFORMANCEPERSONPHOTOPROVIDEPUBLICPURPOSEQUALIFYQUESTIONQUICKQUIETRADICALRAINRANDOMRATERAYREADYREALRECORDREDIRECTREGIONREGULARRELATEDRELEASEREMOTEPORTREPORTRESPONSIBLERESULTRETURNROUNDROUTESELFSELLSENDSENTENCESETSHORTSHOWSIDESENSESIGNINGSINGLESLIDESOLUTIONSONGSTEPSYSTEMTABLETAKEAMBTEAMTEMPERTHENOMETHEYTHINGTHISQUARETURNUNDERUNITUPDATEVALUEVIEWVISUALVOICEWAITWALKWATCHWEIGHTWHITEWHOLEWITHWORDWORKWRITTENYEARYELLOWYOURABILITYABLEABOUTACCESSACCOUNTACTIONACTIVEACTIVITYADDRESSADMINISTRATIONADMITADVERTISEMENTAFFECTAFFORDAFRICAAFTERAGAINSTAGENTAGOALLOWALLEXPRESSANSWERAPPLICATIONAPPROVEDAREAARGUMENTARISEARMARRAYASSERTIONASSOCIATIONATTRIBUTEAUTHORITYAVAILABLEBACKGROUNDBALLBEHAVIOURBELONGSBOTTOMBOUNDARYBREAKBUILDINGBUYSITUATIONCALENDARCAPACITYCARDCELLCENTURYCHALLENGECHANGESCHANNELCHAPTERCLAIMCLIENTCODECOMMENTCOMMONCOMPUTERCURRENTCUSTOMERSERVICEDESCRIPTIONDESIGNEDDETAILDEVICEDICTIONARYDIRECTORYDISABLEDISPLAYDISTRICTDOCUMENTATIOSELECTRONICSFORCEFOUNDATIONFRAMEFUNCTIONGENERATEGUIDELINESIDENTIFICATIONIMAGEIMPLEMENTIMPORTANTINCLUDINGINCORPORATINGINSTALLINSTANCEINSTRUCTIONINTERFACEINTERNALINTERNATIVEINVALIDLANGUAGELIBRARYLICENSELIMITLINKLISTLOCATEREFERENCEMESSAGEMODULEMOVEMENTNETWORKNEWSPAPERNUMBEROBJECTIVEORGANIZATIONORIGINALPACKAGEPARAMETERPASSWORDPERMISSIONPLACEPLANNINGPLATFORMPLEASUREPOINTPOLICYPOPULATIONPOSITIONPOSITIVEPOWERFULPREPARATIONSPECIFICPRESSPRISONPRIVATEPROCESSPRODUCTPROGRAMPROPERTYPROVISIONPUBLICITIESREADERRANDOMREFERENCEREGISTERRELATIVEVALIDREQUESTRESOURCESERVICEREQUIREMENTSRESTRICTRINGRUL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