在當(dāng)今競爭激烈的保險(xiǎn)行業(yè)中，中國的保險(xiǎn)公司正以驚人的速度崛起。作為全球第二大經(jīng)濟(jì)體，中國市場對于各類金融服務(wù)都顯示出了巨大需求。而隨著國內(nèi)外投資和貿(mào)易活動(dòng)不斷增加，風(fēng)險(xiǎn)管理意識(shí)日益提升，這也給了中國保險(xiǎn)公司更多發(fā)展機(jī)會(huì)。

首先來看中國壽險(xiǎn)市場。近年來，在政策扶持、技術(shù)創(chuàng)新等因素推動(dòng)下，中國壽險(xiǎn)市場迅速成長。據(jù)統(tǒng)計(jì)數(shù)據(jù)顯示, 2019年底我國實(shí)現(xiàn)原保費(fèi)收入3.33萬億元,同比增長16%；其中健康醫(yī)療型產(chǎn)品銷售額達(dá)到1.49萬億元,同比增長30%，表明消費(fèi)者對健康與養(yǎng)老問題越來越重視，并愿意購買相關(guān)產(chǎn)品進(jìn)行規(guī)劃。

其次是非壽險(xiǎn)領(lǐng)域。隨著城鎮(zhèn)化進(jìn)程不斷推進(jìn)和智能科技應(yīng)用逐漸深入生活方方面面，“家”“車”“責(zé)任”等板塊產(chǎn)物被快速接納并落地引導(dǎo)需求釋放?！盎ヂ?lián)網(wǎng)+”，講究精準(zhǔn)定價(jià)及個(gè)性化定制理念已然成為時(shí)代主題之一。

同時(shí)值得注意的是，在海外布局上, 眾多中國保險(xiǎn)企業(yè)積極響應(yīng)"走出去"戰(zhàn)略號召, 不僅通過跨境合作方式開拓海外版圖 , 還加強(qiáng)參與一帶一路沿線國家基礎(chǔ)設(shè)施建設(shè)項(xiàng)目所涉及風(fēng)控工作.

但要實(shí)現(xiàn)可持續(xù)發(fā)展還需要解決很多挑戰(zhàn)：包括監(jiān)管環(huán)境復(fù)雜、高昂手續(xù)費(fèi)率壓力邊界;再結(jié)合當(dāng)前社交網(wǎng)絡(luò)輿論傳播特點(diǎn)突如其來造成信譽(yù)危機(jī)事件頻發(fā)。。此外由于缺少核心技術(shù)支撐或關(guān)鍵崗位員工流失情況依舊嚴(yán)重影響效率。。

總之 ，無論從整體市值規(guī)模還是單項(xiàng)商務(wù)水平評估角度審視 ，目前我國各級別分類類型分散運(yùn)營系統(tǒng)構(gòu)架未見遭致過剌懸殫焙災(zāi)驟變劣態(tài)式暴露通例異象 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