近日，成都市公積金貸款政策再度調(diào)整，引發(fā)了社會(huì)各界的廣泛關(guān)注。這一次的調(diào)整主要是針對(duì)貸款額度進(jìn)行了修訂，據(jù)悉新上限將為有購(gòu)房需求的市民們提供更多幫助，進(jìn)一步助力他們實(shí)現(xiàn)購(gòu)房夢(mèng)想。

作為我國(guó)西部重要城市之一、經(jīng)濟(jì)文化中心——成都，在過(guò)去幾年里持續(xù)保持著快速穩(wěn)定的發(fā)展態(tài)勢(shì)。然而隨著城市人口規(guī)模不斷擴(kuò)大和住房需求逐漸增長(zhǎng)，尤其是青年群體在買房問(wèn)題上面臨較大壓力。此前原本設(shè)定的公積金貸款額度已無(wú)法滿足當(dāng)下購(gòu)房者日益增長(zhǎng)的融資需求。

根據(jù)最新發(fā)布的《關(guān)于完善職工住房公積金個(gè)人住房按揭貸款相關(guān)業(yè)務(wù)操作事項(xiàng)及風(fēng)險(xiǎn)管理措施通知》，從即日起開始執(zhí)行新政策：首套普通自住商品住宅最高可申請(qǐng)50萬(wàn)元至60萬(wàn)元不等；二套以上或非普通自用商品住宅則相應(yīng)比例略微降低但仍處于合理范圍內(nèi)，并同時(shí)明確表示支持商業(yè)性抵押物品拓展以促進(jìn)產(chǎn)權(quán)流轉(zhuǎn)與土地有效利用。

值得注意的是，在確定具體金額時(shí)并未給出死板剛性標(biāo)準(zhǔn), 而強(qiáng)調(diào)靈活變動(dòng)因素很可能導(dǎo)致后期另行修改; 這也使得眾多居民燃起了“趕緊買入”的火炬?！凹热徽心軌蝾櫲缶诌€能考慮到我們百姓生計(jì)所急迫需要, 我覺得正好可以借此機(jī)遇解決手頭置換那些老舊小區(qū)改造項(xiàng)目。” 一個(gè)名叫楊女士興奮地告訴記者道，“這樣看來(lái)今后家門口環(huán)境肯定會(huì)煥然一新??！”

除此之外, 文章第五條亦指出: 欲享有該福利待遇必須符合以下條件 - 共同所有交易方均未曾就參與任何形式投機(jī)或依賴價(jià)格泡沫取勝收益方式類別情報(bào)。

筆者采訪專家學(xué)者意見表明認(rèn)為當(dāng)前樓市紙醉金迷狀態(tài)已深入血脈：“只望證監(jiān)總署加碼干預(yù)！否則‘剁手族’沒救嘞”。 因存在極端案件反復(fù)頻率呈現(xiàn)向惡化傳染特點(diǎn)種種危象如洪水般涌來(lái).

目前看來(lái), 成都公積金制度優(yōu)缺點(diǎn)歸結(jié)顯露無(wú)疑. 當(dāng)初推行始建立基礎(chǔ)框架功能由單元分?jǐn)偣补茚尫砰e置資源節(jié)省開銷場(chǎng)景突顯效果良好. 然而配偶暫停連鎖影響面領(lǐng)域存延誤安排失序孕育周詳設(shè)計(jì)欠缺等現(xiàn)象堪稱十萬(wàn)火急! 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