近年來，隨著社會經(jīng)濟(jì)的快速發(fā)展和高等教育的普及化，越來越多的學(xué)生選擇通過貸款來解決自己在校期間的花銷。然而，在面對日益增長的還款壓力時，許多大學(xué)生開始考慮提前償還貸款以減輕未來可能帶來的利息支出。提前償還貸款是一種理性且積極主動地管理個人經(jīng)濟(jì)狀況、降低債務(wù)風(fēng)險(xiǎn)、規(guī)避不必要支出與糾葛行為。

首先需要明確了解什么叫“提前償還”，即在合同約定好按月進(jìn)行固定分期付金額后，如果有能力或愈早支付全部剩余本金（含當(dāng)期應(yīng)付之本金）則稱為“提前清欠”。這意味著你可以將所有尚未到期但已產(chǎn)生利息部分結(jié)清，并結(jié)束整筆借錢關(guān)系。

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