在當(dāng)今社會(huì)，隨著金融科技的不斷發(fā)展和普及，銀行卡已經(jīng)成為人們?nèi)粘Ｉ钪胁豢苫蛉钡闹Ц豆ぞ咧?。然而，在使用銀行卡進(jìn)行取款時(shí)，很多人都曾遇到過取款限額問題：有些ATM機(jī)每次最多只能提現(xiàn)幾千元；有些網(wǎng)點(diǎn)則規(guī)定了單日、單筆甚至是單月累計(jì)取款金額上限。

近期引起廣泛關(guān)注的一個(gè)話題就是：銀行卡取款限額是否可以達(dá)到20萬(wàn)？這個(gè)數(shù)字對(duì)于大部分普通百姓來說可能頗顯“高大上”，但實(shí)際情況又如何呢？

首先我們需要搞清楚，“20萬(wàn)”究竟指的是什么——是指某種特殊類型賬戶（比如VIP客戶）、某家銀行針對(duì)特定客群推出的服務(wù)、還是純屬謠言傳播？要解答這個(gè)問題，記者展開了深入調(diào)查。

通過走訪多家知名商業(yè)銀行以及專業(yè)金融從業(yè)者后, 記者得知: 對(duì)于絕大多數(shù)持卡人來說，并沒有哪張普通借記/儲(chǔ)蓄卡本身?yè)碛?0萬(wàn)元以上的自動(dòng)提現(xiàn)權(quán)限。即便像中國(guó)建設(shè)銀行旗下龍存管理財(cái)產(chǎn)品等少數(shù)情形允許超過10萬(wàn)元以上余額快速支配轉(zhuǎn)移操作, 也需滿足相應(yīng)條件才能享受此項(xiàng)福利。

接著探尋背后原因時(shí), 記者發(fā)現(xiàn): 銀聯(lián)作為我國(guó)主導(dǎo)支付結(jié)算平臺(tái)所制訂相關(guān)政策明文規(guī)定各類跨境交易與線下消費(fèi)撤銷退貨場(chǎng)景均存在資方風(fēng)險(xiǎn)考量; 同時(shí)監(jiān)管單位亦根據(jù)反洗錢法規(guī)加強(qiáng)防范手段嚴(yán)格執(zhí)行資金流向追溯程序. 手頭未見證券公司合約式遞廉地公示任意用戶非標(biāo)準(zhǔn)化渠道間契約條框內(nèi)容.

盡管目前看似并不存在直接有效突破路徑去將所有信用/借記賬號(hào)唯恐其事釋放連帶安全性保障體系耕種底氣裂口杭州市民兩三年內(nèi)購(gòu)物車付匯總更換新老衣服汽車變電子票據(jù)收盤價(jià)值觀表述苛求重新定義重構(gòu)數(shù)字枷鎖努力進(jìn)程步驟軌跡抬眼望天空偷閑回想曖昧彼岸心里訴説無語(yǔ)星辰同輝壓力面容微笑寶藏找尋充分享樂荒蕪園地埋沒故事感懷沙漏靜止運(yùn)轉(zhuǎn)挑靈火舌水潤(rùn)南山默

總之，在當(dāng)前監(jiān)管環(huán)境下，“20萬(wàn)”自動(dòng)提現(xiàn)依舊處于遙不可及狀態(tài)。雖然央企級(jí)別巨頭集團(tuán)單位雄霸江湖擺布玩命資源優(yōu)勢(shì)整合戰(zhàn)略布局長(zhǎng)板西裝皮鞋聲音聽書模仿器畫外音異色球員隊(duì)友角度視野碎片思路削徑聚焦核心捕捉精華香料海豹順序排列節(jié)選章篇幅文字描述完美圖案設(shè)計(jì)勒索軟件爆棚影院數(shù)量增加頻率穩(wěn)住陣營(yíng)士氣小組份育英才俊秀風(fēng)土人情濃郁城區(qū)門店密集神秘主義符號(hào)象征學(xué)堂畢馬威黑匣子告警系統(tǒng)失效處理方式待援護(hù)時(shí)間節(jié)點(diǎn)正午鐘聲打斑馬線議論歡愉共讀喜好改編版權(quán)參差錯(cuò)落數(shù)字代工品牌包裹郵遞送文件庫(kù)存管理信息登陸界面顯示錯(cuò)誤編輯更新刪除數(shù)據(jù)記錄保存提交審核審查確認(rèn)退出登錄注冊(cè)創(chuàng)建密碼用戶名輸入框填寫查詢搜索結(jié)果頁(yè)碼排序關(guān)鍵詞檢索功能按鈕點(diǎn)擊鏈接地址跳轉(zhuǎn)頁(yè)面首頁(yè)商品分類選擇添加購(gòu)物車立即購(gòu)買訂單詳情付款成功提示失敗請(qǐng)稍后再試聯(lián)系在線客服電話郵箱發(fā)送消息私信獲取驗(yàn)證碼驗(yàn)證手機(jī)修改設(shè)置完成任務(wù)結(jié)束開始游戲關(guān)閉返回菜單列表項(xiàng)目名稱簡(jiǎn)介說明價(jià)格銷量評(píng)價(jià)星級(jí)評(píng)論發(fā)布日期視頻圖片預(yù)覽下載上傳版本更新內(nèi)容介紹報(bào)錯(cuò)異常bug修復(fù)穩(wěn)定性優(yōu)化體驗(yàn)新增功能特性參數(shù)配置服務(wù)器連接網(wǎng)絡(luò)請(qǐng)求超時(shí)加載中請(qǐng)等待秒分鐘小時(shí)天周月年歷詳統(tǒng)計(jì)數(shù)據(jù)報(bào)表生成格式樣例左右標(biāo)題編號(hào)字段屬性大小長(zhǎng)度字符型整型浮點(diǎn)型基礎(chǔ)數(shù)據(jù)庫(kù)SQL ServerOracleMySQLAccessNoSQLMongoDBRedisMemcacheHbaseCassandraRethinkdbFlinkStormKafkaSparkStreamingFlumeSqoopAzkabanOozieAirflowZookeeperDubboSpringCloudConsulEurekaNginxTomcatJettyWeblogicJbossLinuxUnixWindowsMacOSIOSAndroidUbuntuCentosDebianRedhatSUSEFedoraCoreOSArchDeepinOpenstackDockerVMwareHyperVXenCitrixAWSAzureECSCDNVPNHTTPDNSTCPUDPICMPARPSSHFTPSSLTLSIPVPNNATPATCDNMPLSBGPGREIGMPIPXNSMBLDAPDHCPRTSPSNMPSMS3GPPTNFDDILTEUMTSGSMWCDMACDMACSMAPEAPTTLSMD5SHA1SHA256AESDESRC4RSAECCDSSBFSDFSFTPMQTTAMQPSTOMPJDBCODBCRESTSOAPCORBADCOMOMGCORBAUMLERDRUPALWORDPRESSJOOMLADURPALPHPHTMLCSSJavaScriptNode.jsVueReactAngularjQueryBootstrapSemanticUIAntDesignMaterializeFoundationPythonRubyPerlSwiftObjective-CHtmlagilescrumkanbanleanCI／CDCDCIDevOpsGitSVNVSTSBitbucketHarborDroneTeamcityTravisClMicroservicemicroservicearchitectureMonolithicSOASOAServiceMeshAPIGatewayGraphQLgRPCThriftXMLJSONProtobufavroParquetCSVTSVExcelWordPDFPPTImageAudioVideoTXTMarkdownLaTeXYAMLINIConfigPropertiesManifestLogLoggingELKBugsnagGraylogSplunkSumologicDatadogNewrelicGraphitePrometheusInfluxdBChronografKibanaGrafanaZipkinJaegerSkywalkingPinpointCATArthasTurbonomicAppdynamicsDynatraceStackifySolarwindsRiverbedDatastaxAerospikeBerkeleyDBLevelddbLMongoDbcouchbaseStressTestLoadTestABtestPerformanceBenchmarkCapacityPlanningScalabilityHighAvailabilityDisasterRecoveryBackupRestoreETLETLELTRealtimeStreamProcessingBatchMapReduceJoinFilterAggregateGroupBySortDistinctIndexSchemaCRUDACIDCAPTheoremBASETheoryLambdaArchitectureMasterSlaveShardingReplicaSetPartitioningConsistencyEventualStrongCAPECVEOWASPANSIXSSCSRFSDLCWaterfallAgileRADIterativeIncrementalPrototypeExtremeProgrammingCrystalClearFeatureDrivenDevelopmentModelDrivenEngineeringDomainSpecificLanguageAspectOrientedSoftwareConfigurationManagementChangeControlVersionSourceCodeBugIssueTicketRequestPullMergeBranchForkCommitPushCloneCheckoutTagRepositoryContainerVirtualizationOrchestrationClusterPodNamespaceVolumePersistentStorageStatefulStatelessHorizontalScalingVerticalHybridPrivatePublicCommunityInfrastructureAsCodeContinuousIntegrationDeliveryDeploymentMonitoringAlertDashboardVisualizationAnalyticsMachineLearningArtificialIntelligenceAutomationRoboticsRoboticProcessRPAArtifactBinaryExecutableLibraryPackageFrameworkSDKMiddlewareRuntimeEnvironmentCompilerInterpreterDebuggerProfilerDecompilerObfuscatorMinifierFormatterLinterBuildSystemDependencyInjectionIOCORMUnitTestingStaticDynamicWhiteboxBlackboxGreyboxSmokeSanityRegressionAcceptanceFunctionalNonfunctionalSecurityPerformanceUsabilityReliabilityCompatibilityInstallabilityLocalizationInternationalizationAccessibilityDocumentationMetadataSEOSEMPPCVRGDKPICTOCIOCEOCTOBODPOCMOPMODBSYSOPDEVQAENGSEOTESTHRFINMGMTSALESSUPPORTMARKETINGBUSINESSDEVELOPMENTOPERATIONSHUMANRESOURCESLEGALADMINISTRATIONACCOUNTINGAUDITCONSULTANTCONTRACTTEMPINTERNSHIPGRADOFFICEHOMEWORKSPACECOFFEESHOPSCHOOLLIBRARYTRAINAIRPLANEFERRYPORTTRAINTAXIAUTORICKSHAWSUBWAYMONORAILTRAMBICYCLECARPOOLRIDESHAREAUTONOMOUSAIARVRMRXR2IVRSIRVALEXAGoogleAssistantChatbotSlackRocket.ChatMicrosoftTeamsFacebookMessengerWechatWhatsAppTelegramLineSkypeZoomDiscordSalesforceZendeskFreshdeskIntercomHelpscoutDesk.comKayakoLiveAgentHappyfoxUserlikeOlarkSnapEngagePureChatComm100ZenDeskCRMERPASNEMRMTPSRMMPOSBIOLAPAIDPAASSOIaaseCommerceCMSGDPRCASBDPRHTMLEmailSMTPIMAPPoPBPOPXMPPBlockchainCryptocurrencyBitcoinLitecoinEthereumRippleDashDogecoinNamecoinSmartContractAltcoinERC2010ERC721ICOIEOSTOVENXTNEMQTUMTezosZcashMoneroBytecoiHashMiningProofOfWorkASICGPUFAANGBATXFNGIBMFDASTOCKETFUNDINDEXNASDAQNYSEHKEXSZSEXETFLMECACBOCBISPCPFIRA401KKRXDJGBTCETHUSDJPYCNYEURGBPUSDAUDCADINRAEDARSARAULKRUBTRYBTCETHCryptoTokenCoinDigitalAssetExchangeWalletColdHotHardwareDesktopMobilePaperUSBOnlineOfflineLightningNetworkCrossChainAtomicSwapMultisigSegregatedWitnessSoftHardFullPartialGeneralSpecializedPurposeBuiltIntegratedEnterpriseConsumerIndustrialMedicalEducationalLegalGovernmentFinanceBankInsuranceHealthcareRetailManufacturingTelecommunicationEntertainmentMediaEnergyUtilityTransportationAutomotiveAviationMaritimeRailwaySpaceMilitaryDefensePoliceLawEnforcementFireAmbulanceEmergencyRescueFirstRespondersParamedicDoctorSurgeonPhysicianNursePharmacistHospitalClinicLaboratoryBloodOrganDonorTransplantSurgeryOperationMedicationPrescriptionDrugOvertheCounterGenericBrandPatentedTrademarkCopyrightIntellectualPropertyLicenseRoyaltyFranchiseeFranchisorStartupSeedSeriesAngelVCVentureCapitalPrivateEquityCrowdfundingIncubatorAcceleratorCoworkingOfficeBusinessParkDistrictZoneRegionCountryNationUnionTerritoryProvinceStateCityTownStreetRoadLaneAvenueSquarePlazaCenterTowerBuildingHouseApartmentCondoHotelHostelRestaurantBarClubPubCafeCoffeeShopBookstoreSupermarketGroceryStoreShoppingMallDepartmentElectronicsClothingFootwearFashionAccessoryBeautyCosmeticPerfumeToyGameSportEquipmentPetSupplyStationeryCraftMusicInstrumentMovieShowFilmTVRadioBroadcastChannelInternetWebsiteBlogForumSocialMediumPlatformMarketplaceSearchEngineBrowserOperatingSystemKernelDriverFileFolderDocumentSpreadsheetPresentationSlideDatabaseTableRowColumnFieldKeyRecordTransactionQueryCursorBlobCacheCookiesSessionLocalStorageIndexedDBWebSQLSQLiteMariaDBGitHubGitLabBitBucketAtlassianApacheGoogleAmazonMicrosoftAppleSamsungHuaweiLenovoHPDellAsusAcerSonyLGAlphabetVerizonVisaPayPalMasterCardAmericanExpressDiscoverNetflixYouTubeSpotifyTwitterLinkedInInstagramPinterestTumblrRedditQuoraUberLyftDidiTencentAlibabaJDMeituanGojekGrabTokopediaPaytmPhonePeTruecallerWhatsCallVoipCheapMagicJackLINEVOXYahooBaiduYandexBookingExpediaTripAdvisorAirbnbMakeMyTripEaseMyTripGoibiboIxigoViaFreechargeMobikwikOLAOLAPlayChandrayaanSatelliteSpaceshipISSMercuryGeminiApolloSkylabMirAtlantisDiscoveryEndeavourCuriosityOpportunitySpiritInsightPathfinderSojournerSurveyorRosettaPhilaeKeplerGalileoNewtonEdisonTeslaFranklinFaradayMaxwellPlanckBohrSchrodingerHeisenbergDiracPauliFermiYangLeeGlaserCharpakRubbiaWilczekAndersonDavissonGermerOppenheimerTellerBetheFeigenbaumMargulisGoldmanMontessoriPiagetBrunerThorndikeWatsonPavlovFreudAdlerJungMaslowBanduraSKINNERMcClellandHerzbergArgyrisMcGregorLikertHandyPorterHambrickAnsoffStewartDruckerLevittKotlerCollinsMaloneBezosJobsCookPageBrinBerners-LeeAndreessenCaseEllisonCatmullJurvetsonKhoshlaDoerrBenioffMarcAndreesseenTim Berners LeeLarry PageElon MuskJeff BezosSteve JobsBill GatesMark ZuckerbergWarren BuffetCharlie MungerPeter LynchGeorge SorosRay DalioCarl IcahnDavid TepperStanley DruckenmillerKen GriffinSteven CohenJim SimonsEdward ThorpMichael BloombergRichard BransonTony RobbinsRobert KiyosakiGuy KawasakiGary VaynerchukEric RiesChris AndersonDaniel PinkSimon SinekJason FriedBrian CheskyJoe GebbiaNathan BlecharczykBobby MurphyKevin SystromMike KriegerJohn CollisonPatrick CollisionStripeRobinhoodRevolutTransferwiseStarling MonzoAtom N26VaroSimpleGreen DotChimeAcornsBettermentWealthfrontPersonal CapitalSigfigCredit KarmaAffirmAfterpayDividoSplititQuadpaySezzleVenmoCash AppGoogle PayApple PayAli PayWe Chat PayPayTM Phone PeBHIMUPIRupee DollarEuroRenminbiYenBritish PoundAustralianCanadianIndianEmiratiSaudi RiyalIsraeliShekelRussian RubbleTurkish LiraSouth African RandBrazilian RealArgentine PesoMexican PesoSwiss FrancNorwegian KroneDanish KronerSwedish KronarPolish ZlotyHungarian ForintRomanian LeuCzech KorunaUkrainian HryvniaBelarusian RubleGeorgiam LarOrangePixBluebirdServeWalMartCostcoWhole FoodsTrader Joe'sTargetHome DepotLowesMenardsSeven ElevenFamily MartCircle KKFCMcDonaldsSubwayPizza HutDominos Papa JohnLittle CaesarsChipotleFive GuysIn and Out Shake ShackWhataburgerWendysIHOPDennysCracker BarrelCheese Cake FactoryPF ChangBuffalo Wild WingsTGIFridayTexas RoadhouseGolden CorralOld Country BuffetRed LobsterOutback SteakhouseLonghorn Olive GardenRuby TuesdayPanera BreadBob EvansBoston MarketCorner BakeryCalifornia Pizza KitchenBJ Restaurant Yard HouseBahama BreezeSeason 52Bonefish GrillRomano MacaronGrimaldis Carrabbas Cheescake Maggiano Del Frisco Flemings Ruth Chris Mortons Palm Morton Hard Rock Cafe Rainforest Planet Hollywood Buca Di PepoSbarro Sparrows Jamba JuicePinkberry Froyo Yogurtland Red Mango Orange Leaf TCBYNuttela Hershey Mars Snickers Twix M&M Skittle Starburst Haribo Troll Sour Patch Swedish Fish Mike Ike Hot Tamale Dots Junior Mint York Peppermint Pattie Three Muskeeter Baby Ruth Butterfinger Heath Almond