銀行推出新服務(wù):辦理信用卡專為學(xué)生設(shè)計(jì)
來(lái)源:維思邁財(cái)經(jīng)2024-05-24 09:00:43
在金融科技風(fēng)起云涌的今天,銀行們不斷推陳出新,以滿足各類(lèi)客戶的需求。近日,一家知名銀行宣布推出全新服務(wù):專為學(xué)生設(shè)計(jì)的信用卡。
這款針對(duì)大學(xué)生和研究生群體打造的信用卡被譽(yù)為“青春版”的理財(cái)利器。據(jù)悉,該信用卡將采取一系列創(chuàng)新舉措,在傳統(tǒng)功能之外還增加了諸多特色服務(wù)與優(yōu)惠政策。
首先, 這張由銀行精心設(shè)計(jì)的學(xué)生信用卡具有較低額度、靈活還款等特點(diǎn),并提供更高比例或者返現(xiàn)消費(fèi)積分等福利;其次, 學(xué)校周邊商家聯(lián)合發(fā)起購(gòu)物折扣促銷(xiāo)活動(dòng)也是其中一個(gè)亮點(diǎn); 另外, 該產(chǎn)品注重引導(dǎo)年輕人正確使用信用卡并養(yǎng)成良好消費(fèi)習(xí)慣,“花得明智”、“存得聰明”已經(jīng)成為持卡人共同遵循原則。
此前市場(chǎng)上雖然存在部分面向?qū)W生族群開(kāi)發(fā)的借記/儲(chǔ)蓄賬戶及預(yù)付式禮品卷(Gift Card)業(yè)務(wù)模式,但純屬于實(shí)時(shí)支付工具而非真正意義上可代表個(gè)人資歷和償債能力標(biāo)志性身份認(rèn)證憑證——即常說(shuō)到底線下無(wú)法建立完整記錄史來(lái)支撐申請(qǐng)其他類(lèi)型金融產(chǎn)品(如汽車(chē)按揭貸款)所需要信息數(shù)據(jù)缺失問(wèn)題始終未解決. 此番銀行落地助陣方案除直接幫忙填補(bǔ)當(dāng)前空白之余同時(shí)可以作進(jìn)一步廊道連接通達(dá)后期主流定制化雨傘型投資管理組件.
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銀行
信用卡
新服務(wù)
學(xué)生設(shè)計(jì)
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