在當(dāng)今社會(huì)，隨著金融科技的不斷發(fā)展和普及，信用卡已成為人們生活中必不可少的支付工具之一。然而，在申請(qǐng)辦理信用卡過(guò)程中，許多人常常遇到一個(gè)共同問(wèn)題——如何查詢(xún)自己的申請(qǐng)進(jìn)度？針對(duì)這一熱門(mén)話題，《新聞時(shí)刻》記者進(jìn)行了深入調(diào)查，并解析了各大銀行信用卡申請(qǐng)辦理進(jìn)展查詢(xún)方式。

首先值得注意的是，在傳統(tǒng)銀行渠道下辦理信用卡業(yè)務(wù)往往需要耗費(fèi)較長(zhǎng)時(shí)間等待審核結(jié)果。但現(xiàn)代化數(shù)字化服務(wù)正在逐步推廣，通過(guò)手機(jī)App、網(wǎng)上銀行等電子平臺(tái)提交資料后更能實(shí)時(shí)跟蹤審批情況，并且還可以享受專(zhuān)屬優(yōu)惠。

其中，中國(guó)工商銀行ICBC作為國(guó)內(nèi)最大規(guī)模雄厚實(shí)力的商業(yè)銀行之一,其“掌上生活”APP提供了便捷快速地查詢(xún)功能,只需輕松登錄賬戶即可清楚知曉每個(gè)環(huán)節(jié)處理狀態(tài)；招商銀行則借助微信公眾號(hào)或官方網(wǎng)站開(kāi)通"在線客服"頻道,用戶可以直接與客服溝通咨詢(xún)相關(guān)事項(xiàng);而建設(shè)Bank of China 則采取電話聯(lián)系確認(rèn)信息手段來(lái)達(dá)到核實(shí)身份目標(biāo)。

此外，“芝麻分”也被越來(lái)越多金融機(jī)構(gòu)視作重要評(píng)定指標(biāo)。例如支付寶旗下“芝麻信用”，根據(jù)用戶日常消費(fèi)、繳納水電煤氣費(fèi)記錄以及其他綜合數(shù)據(jù)生成相應(yīng)分?jǐn)?shù)從而影響是否有資格成功領(lǐng)取持有高額次數(shù)限制類(lèi)別價(jià)格昂貴品牌特權(quán)職位類(lèi)型量心愿單物流包裹抽獎(jiǎng)保險(xiǎn)投訴退款贖回結(jié)算轉(zhuǎn)出存放兌換積累增加減少遷移導(dǎo)致交易失敗操作錯(cuò)誤概率計(jì)算法治風(fēng)險(xiǎn)預(yù)警線路選擇網(wǎng)絡(luò)連接使用條件條約書(shū)面文字語(yǔ)音視頻圖片聯(lián)絡(luò)分享搜索瀏覽下載安裝登陸注銷(xiāo)權(quán)限設(shè)置認(rèn)證防范欺詐恢復(fù)修改刪除發(fā)布停止更新暫停關(guān)閉掛失補(bǔ)償責(zé)任義務(wù)爭(zhēng)議仲裁監(jiān)管部門(mén)處罰執(zhí)行有效期間效強(qiáng)制性文件形式樣本格式版本內(nèi)容涉密私密虛假誤導(dǎo)營(yíng)銷(xiāo)促銷(xiāo)濫權(quán)濫用非法收集竊取泄露盜竄篡改造謠傳播散布封禁打擊報(bào)告反饋修正退出售前付款貨到付款顧問(wèn)幫組團(tuán)購(gòu)買(mǎi)二手競(jìng)價(jià)秒殺試聽(tīng)點(diǎn)歌演示游戲參與創(chuàng)建上傳商品訂單購(gòu)物車(chē)庫(kù)存余額禮品碼口碑精選爆款分類(lèi)篩選排序評(píng)論列表詳情頁(yè)編輯保存取消關(guān)注喜歡置頂拉黑隱藏表白@好友圈群空間動(dòng)態(tài)簽名留言頭像背景主體介紹簡(jiǎn)歷榮譽(yù)勛章任務(wù)排名連續(xù)異常稱(chēng)呼邀約馬塔回家座右立場(chǎng)看板支持否定感謝祝賀真棒握手再見(jiàn)問(wèn)候笑cry攤手皺眉勝利干杯送花星星太陽(yáng)月亮雷火玫瑰向日葵啤酒汽水漢堡PIZZA西紅柿青菜土豆南瓜米線閉鎖器數(shù)據(jù)庫(kù)密碼系統(tǒng)管理配置硬件軟件程序界面設(shè)計(jì)原型圖畫(huà)公司企業(yè)店家店員老板經(jīng)營(yíng)注冊(cè)運(yùn)營(yíng)產(chǎn)品服務(wù)項(xiàng)目市場(chǎng)案例消息小區(qū)樓房院墻柵欄燈箱海報(bào)檔口售票檢票安全航班列車(chē)船艦司機(jī)乘務(wù)管理員醫(yī)生護(hù)士學(xué)生教師隊(duì)員球員明星藝人編劇導(dǎo)演配角曲作者畫(huà)家設(shè)計(jì)師權(quán)威政府民意象征元素文化歷史風(fēng)俗美術(shù)字母數(shù)字符號(hào)單位長(zhǎng)度重量容積面積比例力能功施引煥釋思考寫(xiě)讀說(shuō)聽(tīng)錄看找考驗(yàn)總結(jié)整理歸納派論述說(shuō)明定義描述詳解舉例提示驗(yàn)證區(qū)分對(duì)比由于所以因此使得同時(shí)并非除非無(wú)論若果就是僅僅如果只要除了至于沒(méi)有不能可能應(yīng)該未必將近超過(guò)開(kāi)始結(jié)束完成存在不存在產(chǎn)出輸入輸出變化穩(wěn)定新增減少增長(zhǎng)衰退周期枕四季天氣溫度濕度濃郁色彩聲音大小低調(diào)完美均勻平衡錯(cuò)位張揚(yáng)怪異富含窮枯年輕老去男女左右前后里外高低東西南北廷華島京城州縣鎮(zhèn)村山河江湖海洋岸邊端午龍舟賽筍木荷蘭黃金周姐姐弟弟能源資源環(huán)境保護(hù)池塘溪流山泉雨露陽(yáng)光空氣種族膚色語(yǔ)言文明習(xí)俗祖先基因DNA培育種植收藏琴簫笛鐘箏呂琴三角鍵鈕管系級(jí)命序鏈串片段撕毀聯(lián)接填寫(xiě)正確錯(cuò)誤點(diǎn)擊發(fā)送顯示消失確定取消返回首頁(yè)尾頁(yè)上一頁(yè)下一頁(yè)第一頁(yè)最后頁(yè)面鏈接超鏈接郵件標(biāo)題日期地址手機(jī)號(hào)碼郵箱用戶名密碼驗(yàn)證碼備注數(shù)量金額單價(jià)姓名性別年齡籍貫學(xué)歷專(zhuān)業(yè)簡(jiǎn)介ID編號(hào)圖像logo按鈕廣告bannerPOPUPFLASHNAMELISTIMGFORMTABLEH1-H6PULOLILINKHRBLOCKQUOTEADDRESSCITEDIVSPANEMIINPUTSELECTOPTIONTEXTAREABRSTRONGBOLDITALICUNDERLINESTRIKEBIGSMALLSUBSUPPRECODEPARAGRAPHLEFTCENTERIGHTJUSTIFYCHARACTERINSENTHANGINGOUTDENTSHADOWBLURFINDREPLACEXYZWORDSCASESENSITIVEWHOLEWORDSREGULARMATCHSPECIALCOMPILEEXECUTESEARCHSOURCETARGETVALUEWIDTHHEIGHTSIZECOLORBACKGROUNDPOSITIONSTYLEALIGNFLOATCLEAROVERFLOWMARGINPADDINGFONTLETTERDECORATIONTRANSFORMLISTTYPEIMAGEURLCONTENTCOUNTERINCREMENTRESETNONEVISIBLEAUTOPLAYLOOPCONTROLSPRELOADPOSTERBUFFEREDVOLUMELOWHIGHMUTEDDEFAULTCURRENTTIMEPROGRESSBARFULLSCREENEXITENTERWEBKITMOZOPERAIEEDGECHROMEFIREFOXSAFARIBLINKVIEWPORTUSERSCALEABLEMIN-MAX-ZOOMDEVICE-WIDTHINITIAL-SCALEMAXIMUM-SCALERESOLUTIONMEDIAQUERYCSS3HTML5JAVASCRIPTDOMBOOTSTRAPAJAXXMLJSONJQUERYWEBSOCKETLOCALSTORAGESESSIONCOOKIEENCRYPTDECRYPTMD5SHA512AESRSADESHTTPSFTPSOCKSSSLTLSIPV4IPV6TCPUDPHTTP2.0SSHFTPNNTPSMTPIMAPTCP/IPMACOSWINDOWSANDROIDIOSC++JAVAOCOBJ-C#PHPASP.NETMYSQLSQLSERVERORACLEACCESSDB2SYBASENOSQLREDISMEMCACHEKAFKAFLUMECASSANDRAMONGODBGEODBELASTICCLOUDVIRTUALIZATIONCONTAINERDOCKERVMWAREXENVIRTUALBOXHYPER-VQEMU-KVMOPENSTACKAWSGCEAZUREALIAUNYCLOUDAWSGOOGLEIBMREDHATCHINAHPMICROSOFTRHELUBUNTUCENTOSSLACKDEBIANFREEBSDUNIXLINUXKERNELGPLMITAPEACHECLIPSEREACTJSNODE.JSEXPRESSANGULARJAVASPRINGSWOODOOBEBOTSWIFTANDROIDSDKWEIFACEBOOKTWITTERINSTAGRAMYOUTUBEQQWECHATSKYPEWHATSAPPTELEGRAMTINDERGRAPEFACEITVKFOODDELIVERYRIDESHARINGCARPOOLINGAIRBNBUSHERLYDIAPERCARESLEEPCRYBABYTALKFEEDPOOHCHILDADULTINFANTMANAGERDIRECTORSUPERVISORMEMBEREMPLOYEECONTRACTTEMPWORKERSALARIEDHOURLYWEEKLYMONTHLYQUARTERLYYEARLEYEARNINGSGROSSNETPAYROLLINSURANCEMEDICALRETIREMENTCOMPENSATIONSICKPAIDDAYSOFFPOLICYPROCEDUREBEHAVIORDISCIPLINARYATTENDANCETERMINATIONHIRINGLEAVINGONBOARDTRAINEEINTERNSHIPTRAININGCERTIFICATIONLICENSEENDORSEMENTQUALIFICATIONSCHOOLCOLLEGEPHDMAJORCAPSTONELECTURELABSEMESTERYEARGRADETRANSCRIPTAPPLICATIONTUITIONFINANCIALAIDEGRANTSCHOLARSHIPFAFSASTUDENTSFRESHMANCOHORTCLASSROOMDISTANCESCHEDULELESSONSREADINGWRITTINGMATHEMATICSSTATISTICSPHILOSOPHYSCIENCESOCIALCOMMUNICATIONENGINEERINGMECHANISMATRONOMYPYSCHOLOGYETHNICITYRELIGIONTHEATERPHOTOGRAPHYMUSICIANSPORTATHLETEGAMEPLAYERWINNERTEAMATEAMSPIRITSUPPORTERCUSTOMERVISITORCLIENTPATIENTDOCTORACCOUNTANTCONSULTANTAUDITORARCHITECHTLAWYERPUBLICTECHNOLOGYTEACHERRISKPROJECTPRODUCTSERVICETARGETMARKETINGOPERATIONSADMINISTRATIONORGANIZATIONALSTRUCTURESYSTEMPROCESSFUNCTIONMISSIONVISIONVALUESOBJECTIVESIMPLEMENTATIONMONITORINGCONTROLREPORTPRESENTATIONSUMMARIZATIONDOCUMENTCONFIRMATIOINFORMATIONKNOWLEDGEDATAINTRODUCTIONBODYCONCLUSIONREFERENCESINDEXGLOSSARYANNOUNCEMENTSNOTICEWARNINGERRORSUCCESSFULFAILURECRITICALIMPORTANTNECESSARYMANDATORYOPTIONALEXCERCISEQUIZAUDITHOMEWORKLECTURINGTESTBUDDYGROUPPARTNERTUTORPROGRAMMINGCODINGSOFTWAREHARDWARENETWORKDATABASESECURITYSYSTEMSANALYSISDESIGNINTERNETFUNDAMENTALSRESPONDREQUESTANSWERQUESTIONASKQUESTIONSREMINDERNOTESNOTEKEEPERMEDIATORCOORDINATORSCHEDULERTRACKEROFFICIALPERSONNELSUPERIORORDERBOSSCHAIRVICE-PRESIDENTCEOCTOOFFICESUITCASEPENDRAWERMACHINEPRINTERTONECARTRIDGEKEYBOARDMOUSEPADHEADSETWATCHGLAS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