在當今瞬息萬變的金融市場中，投資人們常用的金融工具種類多不勝數(shù)，每一種都有其特定的風險和回報。究竟投資人常用的金融工具數(shù)量是多少？這成為了眾多投資者心中一個備受關(guān)注且引起好奇心理的問題。

首先要明確，在現(xiàn)代金融市場上，各種類型的金融產(chǎn)品層出不窮。從傳統(tǒng)股票、債券、期貨到新興數(shù)字貨幣、衍生品等等，涵蓋了范圍極廣泛。而針對個體投資者來說，則更顯復雜：除了直接買賣證券外，還可以通過基金、信托計劃、保險產(chǎn)品等方式進行間接投資；此外還有銀行存款、黃金珠寶等非證券類別可供選擇。

其中最為普遍使用且較容易獲取信息與交易渠道相對開放透明之準流動性標準化商品包括但并不限于：股票（含A股/B股/港美國ADR）、ETF(Exchange Traded Fund) 以及指數(shù)基金; 債務(wù)品(Bond, 含公司債公募私募); 外匯(Forex), 能源原料 (Commodity)，房地產(chǎn)物業(yè) REITs 等大型板塊領(lǐng)域能找得到很方便價格實時更新質(zhì)量高低差異也比較小之正規(guī)化交易所或平臺上被廣泛應(yīng)用。

然而隨著科技進步和全球經(jīng)濟發(fā)展趨勢改變，“新興”、“互聯(lián)網(wǎng)+”、“區(qū)塊鏈”等概念催生出許許多多前沿性產(chǎn)品如P2P網(wǎng)絡(luò)借貸平臺Lending Club Prosper MarketPlace 尚未IPO初級歐洲CLO ABS二手ABS SPAC IPO PIPE ，SPV SPE SPC LLC LP GP JV VC PE PPT Warrant Option Swap Future Forward CFD Margin Call Liquidation StopLoss TakeProfit Limit Order OTC Exotic Options Synthetic Securities Yield Curve Spread Credit Risk Default Risk Duration Convexity Price Elasticity Equity Fixed Income Money Markets Capital Markets Treasury Liquidity Insurance Hedge Currency Interest Rate Inflation Deflation Volatility Leverage Cost of Carry Arbitrage Statistical Fundamental Technical Analysis Quantitative Algorithmic High Frequency Trading Dark Pool Short Selling Long Buying M&A LBO Divestiture Spinoff Restructuring Recapitalization Privatization Nationalisation Deregulation Regulation Compliance Governance Auditing Accounting Valuation Reporting Disclosure Transparency Ethics Integrity Fiduciary Duty Code of Conduct AML KYC FATCA CRS Dodd-Frank 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